Solutions for all of your home insurance needs.

Our dwelling policy allows you to have individual property coverage on your home, the contents of your home, any outbuildings or other structures, and their contents.

This policy will cover your property in the off chance of a fire, windstorm, hail, lightning, vandalism, limited theft, water damage, snow, sleet, ice, owner’s living expense, and refrigerated product loss.

The dwelling program also includes personal liability coverage provided through Farmers Mutual of Tennessee based out of Knoxville, TN.

Our dwelling policy also covers rental houses owned by the policyholder. This policy will cover your investment and give you peace of mind in the event of a fire, wind, or hail storm. Our rates for rental dwellings are some of the most competitive insurance rates in the Tri-Cities area. We are also able to offer landlord liability through Farmers Mutual of Tennessee.

The deductible for the dwelling policy is $500.

Our farm policy provides property and liability coverage for homes, buildings (barns, outbuildings, toolsheds, etc), and cattle within the farm operations.

Whether your farm premises are on one location or multiple locations, Farmers Mutual Insurance Company is able to provide coverage that is customized to fit your specific needs. This policy will cover fire, windstorm, hail, lightning, vandalism, limited theft, water damage, snow, sleet, ice, owner’s living expense, and refrigerated product loss. The farm program also includes farm liability coverage provided through Farmers Mutual of Tennessee based out of Knoxville, TN.

The deductible for the farm policy is $500.

Farmers Mutual Insurance Company provides coverage for anchored mobile or modular homes at a reasonable rate through our mobile home policy.

This policy will cover your property in the off chance of a fire, windstorm, hail, lightning, vandalism, limited theft, water damage, snow, sleet, ice, owner’s living expense, and refrigerated product loss. The mobile home program also includes personal liability coverage provided through Farmers Mutual of Tennessee based out of Knoxville, TN.

The deductible for the mobile home policy is $750.

When renting a house you may think that there is no need to have insurance coverage. Just because your landlord has insurance on the house that you are renting from them, does not mean that your personal belongings are covered in the event of a their loss.

Landlords do not provide complimentary insurance coverage on their renter’s furniture, electronics, clothing, etc. Many renters are not aware that the things they own, and have worked hard to obtain, are not insured at all.

Farmers Mutual Insurance Company’s renter’s program provides coverage for the responsible renter that will give them peace of mind knowing that their personal possessions are covered in the event of property loss or theft. The deductible for the renter’s policy is $500.

For Protection, Not Profit

The staff of Farmers Mutual Insurance Company is standing by to meet your insurance needs! It is our privilege to be serving the people of Washington, Carter, and Unicoi counties.

How we can help?

Why Choose Farmers Mutual?

Our company strives to give our customers personal attention to every need concerning their policies with us. All of our employees and board of directors are local people that hold integrity and honest business principles in our community. In 2007, Farmers Mutual Insurance Company opened it’s coverage area to include Washington, Carter, and Unicoi counties.

Serving the community since 1898
Local staff
For protection, not profit

Meet Our Team

Jeff Snyder

Jeff Snyder

Jeff Snyder has been with Farmers Mutual Insurance Company since January of 2007. As the agent of the company, Jeff is the property and casualty lines producer and is licensed through the State of Tennessee Department of Commerce and Insurance. He is the primary contact for quotes and existing policy increases.

Jeff prides himself in being an agent that listens to the insured, or the potential insured, when it comes to the front end of the business relationship between the customer and the company. In February of 2022, the board of directors voted to make Jeff the manager of Farmers Mutual Insurance Company.

Jeff holds a degree in biblical studies from Kentucky Mountain Bible College and is also the Worship Leader at Valley Forge Church in Elizabethton, TN. He has spent most of his adult life in music ministry, and feels that honesty and fairness is the rule by which he governs his personal and business life. Jeff, his wife, Melissa, and their children, Ezra, Jonah, & Ruby currently reside in Johnson City where Melissa is a pediatrician.

Jeff Snyder, Agent & Manager

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