125 E. Jackson Blvd Suite 4, Jonesborough TN 37659 | info@farmersmutualonline.com
 
 
 
FarmersMutualInsuranceCompany
 
 
 
Call Us Now:
 
 
 
 
 
 
 

Farmers Mutual Insurance Products in Jonesborough, Tennessee

 
 

DWELLING POLICY

 
Farmers Mutual Insurance Company's most common policy is the dwelling policy. This policy allows you to have individual property coverage on your home, the contents of your home, any outbuildings or other structures, and their contents. This policy will cover your property in the off chance of a fire, windstorm, hail, lightning, vandalism, limited theft, water damage, snow, sleet, ice, owner's living expense, and refrigerated product loss. The dwelling program also includes personal liability coverage provided through Farmers Mutual of Tennessee based out of Knoxville, TN. The liability coverage is optional, but we strongly recommend obtaining both property and casualty lines of insurance. The deductible for the dwelling policy is $500. Call our office today if you are interested in our dwelling program!
 
 

FARM POLICY

 
Our farm policy provides property and liability coverage for homes, buildings (barns, outbuildings, toolsheds, etc), and cattle within the farm operations. Whether your farm premises are on one location or multiple locations, Farmers Mutual Insurance Company is able to provide coverage that is customized to fit your specific needs. This policy will cover fire, windstorm, hail, lightning, vandalism, limited theft, water damage, snow, sleet, ice, owner's living expense, and refrigerated product loss. The farm program also includes farm liability coverage (5 acres or more) provided through Farmers Mutual of Tennessee based out of Knoxville, TN. The liability coverage is optional, but we strongly recommend obtaining both property and casualty lines of insurance. The deductible for the farm policy is $500. Call our office today if you are interested in our farm program!
 
 

BUILDER'S RISK POLICY

 
Farmers Mutual Insurance Company recognizes the need of protecting material investments during the process of constructing a dwelling. Our builder's risk policy is designed to give the small contractor the ability to personally manage his or her insurance coverage needs with multiple increases during the building phase. In today's economic climate, smart and responsible home builders understand that every piece of lumber counts. This policy covers fire, windstorm, lightning, and theft. The deductible for the builder's risk policy is $500. Call our office today if you are interested in our builder's risk program!
 
 

MOBILE HOME POLICY

 
Farmers Mutual Insurance Company provides coverage for property that other insurance companies may not insure. Homeowners with anchored mobile or modular homes, that are not on a permanent foundation, are able to receive property and liability coverage at a reasonable rate through our mobile home policy. This policy will cover your property in the off chance of a fire, windstorm, hail, lightning, vandalism, limited theft, water damage, snow, sleet, ice, owner's living expense, and refrigerated product loss. The mobile home program also includes personal liability coverage provided through Farmers Mutual of Tennessee based out of Knoxville, TN. The liability coverage is optional, but we strongly recommend obtaining both property and casualty lines of insurance. The deductible for the mobile home policy is $750. Call our office today if you are interested in our mobile home program!
 
 

RENTERS POLICY

 
When renting a house or an apartment, you may think that there is no need to have insurance coverage. Just because your landlord has insurance on the house or apartment unit that you are renting from them, does not mean that your personal belongings are covered in the event of a their loss. Landlords do not provide complimentary insurance coverage on their renter's furniture, electronics, clothing, etc. Many renters are not aware that the things they own, and have worked hard to obtain, are not insured at all. Farmers Mutual Insurance Company's renter's program provides coverage for the responsible renter that will give them peace of mind knowing that their personal possessions are covered in the event of property loss or theft. The deductible for the renter's policy is $500. Call our office today if you are interested in our renter's program!